With EMV coming to the US in 2015, all eyes
are on the new security features and anti-fraud capabilities that come with the new chip-enabled cards and terminals. That security also creates a solid foundation from which to launch a variety of contactless payment services. Now that Apple Pay has joined the mobile payments sector—and looks set to bring Apple’s game-changing reputation to the world of contactless mobile payments—this could be the year that transforms the US payments business.